15% Federal Tax Bracket | Item Price | Monthly Expense | Earnings Required to Buy After-Tax @ 15% | Earnings Saved by Buying on Pre-Tax Basis | Annual Savings on Federal Income Tax | Additional Monthly Savings on Other Payroll Taxes (estimated @10%) | Additional Annual Savings on Other Payroll Taxes (estimated @10%) | Combined Annual Tax Savings |
| Monthly Bus/Rapid Pass | $95.00 | $95.00 | $109.25 | $14.25 | $171.00 | $9.50 | $114.00 | $285.00 |
28% Federal Tax Bracket | Item Price | Monthly Expense | Earnings Required to Buy After-Tax @ 28% | Earnings Saved by Buying on Pre-Tax Basis | Annual Savings on Federal Income Tax | Additional Monthly Savings on Other Payroll Taxes (estimated @10%) | Additional Annual Savings on Other Payroll Taxes (estimated @10%) | Combined Annual Tax Savings |
| Monthly Bus/Rapid Pass | $95.00 | $95.00 | $121.60 | $26.60 | $319.20 | $9.50 | $114.00 | $433.20 |
31% Federal Tax Bracket | Item Price | Monthly Expense | Earnings Required to Buy After-Tax @ 31% | Earnings Saved by Buying on Pre-Tax Basis | Annual Savings on Federal Income Tax | Additional Monthly Savings on Other Payroll Taxes (estimated @10%) | Additional Annual Savings on Other Payroll Taxes (estimated @10%) | Combined Annual Tax Savings |
| Monthly Bus/Rapid Pass | $95.00 | $95.00 | $124.45 | $29.45 | $353.40 | $9.50 | $114.00 | $467.40 |
